Legal Disclosure, Terms and Copyright

Oliver Capital Management, Inc. ("Oliver Capital Management") is a registered investment advisor with the United States Securities & Exchange Commission (SEC) headquartered in Seattle, Washington. Oliver Capital Management and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisory firms by those states in which Oliver Capital Management maintains clients. Oliver Capital Management may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

Oliver Capital Management's web site is limited to the dissemination of general information pertaining to its investment advisory and financial planning services. Accordingly, Oliver Capital Management's web site on the Internet should not be construed by any consumer and/or prospective client as Oliver Capital Management's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Oliver Capital Management does not render or offer to render personalized investment advice or financial planning advice through the firm’s website. Oliver Capital Management's services are provided only upon the commencement and within the context of contractual agreements with each client. Any subsequent, direct communication by Oliver Capital Management with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. Oliver Capital Management uses reasonable efforts to obtain information from sources which it believes to be reliable; however, Oliver Capital Management makes no representation that the information or opinions contained on the Oliver Capital Management website are accurate, reliable or complete. The information and opinions contained in the Oliver Capital Management website are provided by Oliver Capital Management, for personal use and informational purposes only and are subject to change without notice.

Oliver Capital Management and its Representatives / Advisors do not provide tax or legal advice. For tax and legal advicxe, please consult with a qualified professional.

The Oliver Capital Management site contains live 'links' to other Internet addresses. These links include information developed, published, maintained, or otherwise posted by entities entirely separate from and unrelated to Oliver Capital Management. Oliver Capital Management does not sanction, approve, control, attest to the veracity of, or endorse these external Internet addresses. It neither warranties nor assumes responsibility for the truthfulness, fullness, value, or timeliness, of content found at these sites. Use of any information obtained from these independent locations is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by Oliver Capital Management.